The Effect Of Islamic Rural Banks (BPRS) On Regional Economies In Java

Mauizhotul Hasanah; Faris Kurnia Hakim; Siti Zulaikha

doi:10.24912/je.v24i2.590

Authors

Mauizhotul Hasanah Faculty of Economic and Business, Airlangga University
Faris Kurnia Hakim Faculty of Economic and Business, Airlangga University
Siti Zulaikha Faculty of Economic and Business, Airlangga University

DOI:

https://doi.org/10.24912/je.v24i2.590

Keywords: BPRS, Regional Economic, Java Island.

Abstract

The financial sector in a region can spur the pace of economic movements, especially with the contribution of banks in the micro sector as an intermediary tool in channelling funds to productive investments that encourage the real sector, especially in the micro sector, which will produce aggregate output. The purpose of this study is to analyze the extent of the Islamic Rural Bank (BPRS), which is an Islamic microfinance institution for the economy on the island of Java. This study uses secondary data during the period from January 2016 to December 2018. This study uses the Ordinary Least Square Data Panel method. The empirical results show that part of Total Assets does not have a significant negative effect on GRDB. While the total financing and Third Party Funds (TPF) partially does not have a significant positive effect on GRDB. Also, simultaneously the overall independent variables together have a significantly positive effect on GRDB.

Author Biographies

Mauizhotul Hasanah, Faculty of Economic and Business, Airlangga University

hasanahidzoh@gmail.com

Faris Kurnia Hakim, Faculty of Economic and Business, Airlangga University

fariskhakim@gmail.com

Siti Zulaikha, Faculty of Economic and Business, Airlangga University

sitizulaikha@gmail.com

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