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Taufan Adi Kurniawan, Anita Primastiwi, Devy Putri Milanda. Perceived Risk And Self Efficacy Effect On Digital Gold Applications Usage. JM [Internet]. 2024 Oct. 31 [cited 2024 Nov. 5];28(3):547-66. Available from: http://ecojoin.org/index.php/EJM/article/view/1982