Barriers to E-Commerce Adoption for MSMEs in LAZISMU East Java

Authors

  • Mochamad Mochklas Faculty of Economics and Business, Universitas Muhammadiyah Surabaya
  • Dwi Songgo Panggayudi Faculty of Economics and Business, Universitas Muhammadiyah Surabaya
  • Anggita Nurhayati Faculty of Economics and Business, Universitas Muhammadiyah Surabaya

DOI:

https://doi.org/10.24912/jm.v29i1.2484
Keywords: E-commerce; Performance of MSMEs; LAZISMU East Java.

Abstract

The growth of e-commerce has become a rapidly growing sector in recent years, but micro, small and medium enterprises (MSMEs) are still lagging in utilising e-commerce. This study aims to analyse the influence of decision-making barriers, technological barriers, organisational barriers, environmental barriers and consumer trust barriers in e-commerce on the business performance of MSMEs fostered by LAZISMU East Java. 226 MSMEs fostered by LAZISMU East Java participated as respondents in this study, and the incoming data was processed using SmartPLS 3.0. The data analysis determined that technological and environmental barriers significantly positively affected the business performance of MSMEs fostered by LAZISMU East Java. Meanwhile, decision-making, organisational, and consumer trust barriers had a positive but insignificant effect on the business performance of MSMEs fostered by LAZISMU East Java.


Author Biographies

Mochamad Mochklas, Faculty of Economics and Business, Universitas Muhammadiyah Surabaya

mochamadmochklas@um-surabaya.ac.id

Dwi Songgo Panggayudi, Faculty of Economics and Business, Universitas Muhammadiyah Surabaya

Anggita Nurhayati, Faculty of Economics and Business, Universitas Muhammadiyah Surabaya

References

Abed, S. S. (2020). Social Commerce Adoption Using TOE Framework: An Empirical Investigation Of Saudi Arabian SMEs. International Journal of Information Management, 53, 102118. https://doi.org/10.1016/j.ijinfomgt.2020.102118.

Adiningrat, A. A., Idrawahyun, Rustan, & Ruhayu, Y. (2023). MSME Performance: Financial Information System, Work Productivity, and E-commerce. Journal of Consumer Sciences, 8(2), 204–219. https://doi.org/10.29244/jcs.8.2.204-219.

Amiri, A. M., Kushwaha, B. P., & Singh, R. (2023). Using Bibliometric Analysis, Visualisation Of Global Research Trends And Future Research Directions Of Digital Marketing In Small And Medium Enterprises. Journal of Small Business and Enterprise Development, 30(3), 621–641. https://doi.org/10.1108/JSBED-04-2022-0206.

Amornkitvikai, Y., Tham, S. Y., Harvie, C., & Buachoom, W. W. (2022). Barriers and Factors Affecting the E-Commerce Sustainability of Thai Micro-, Small- and Medium-Sized Enterprises (MSMEs). Sustainability (Switzerland), 14(14). https://doi.org/10.3390/su14148476.

Amornkitvikai, Y., Tham, S. Y., & Tangpoolcharoen, J. (2021a). Barriers and Factors Affecting E-commerce Utilisation of Thai Small and Medium-Sized Enterprises in Food and Beverage and Retail Services. Global Business Review. https://doi.org/10.1177/09721509211036294.

Amornkitvikai, Y., Tham, S. Y., & Tangpoolcharoen, J. (2021b). Barriers and Factors Affecting E-commerce Utilisation of Thai Small and Medium-Sized Enterprises in Food and Beverage and Retail Services. Global Business Review, 097215092110362. https://doi.org/10.1177/09721509211036294.

Aremu, A. Y., Shahzad, A., & Hassan, S. (2021). The Empirical Evidence of Enterprise Resource Planning System Adoption and Implementation on Firm’s Performance Among Medium-Sized Enterprises. Global Business Review, 22(6), 1375–1404. https://doi.org/10.1177/0972150919849751.

Atuahene, N. A., Asadina, C., Acquah, R., & Boateng, P. A. (2023). Exploring The Relationship Between Organisations Internal And External Environments: A Conceptual Study. International Journal of Research and Scientific Innovation, 10(8), 1–11. https://doi.org/10.51244/ijrsi.2023.10801.

Ballerini, J., Herhausen, D., & Ferraris, A. (2023). How Commitment And Platform Adoption Drive The E-Commerce Performance Of SMEs: A Mixed-Method Inquiry Into E-Commerce Affordances. International Journal of Information Management, 72. https://doi.org/10.1016/j.ijinfomgt.2023.102649.

Bening, S. A., Dachyar, M., Pratama, N. R., Park, J., & Chang, Y. (2023a). E-Commerce Technologies Adoption Strategy Selection in Indonesian SMEs Using the Decision-Makers, Technological, Organizational and Environmental (DTOE) Framework. Sustainability, 15(12), 9361. https://doi.org/10.3390/su15129361.

Bening, S. A., Dachyar, M., Pratama, N. R., Park, J., & Chang, Y. (2023b). E-Commerce Technologies Adoption Strategy Selection in Indonesian SMEs Using the Decision-Makers, Technological, Organizational and Environmental (DTOE) Framework. Sustainability (Switzerland), 15(12). https://doi.org/10.3390/su15129361.

Bening, S. A., Dachyar, M., Pratama, N. R., Park, J., & Chang, Y. (2023c). E-Commerce Technologies Adoption Strategy Selection in Indonesian SMEs Using the Decision-Makers, Technological, Organizational and Environmental (DTOE) Framework. Sustainability (Switzerland), 15(12). https://doi.org/10.3390/su15129361.

Cassia, F., & Magno, F. (2022). Cross-Border E-Commerce As A Foreign Market Entry Mode Among SMEs: The Relationship Between Export Capabilities And Performance. Review of International Business and Strategy, 32(2), 267–283. https://doi.org/10.1108/RIBS-02-2021-0027.

Chatterjee, S., Rana, N. P., Dwivedi, Y. K., & Baabdullah, A. M. (2021). Understanding AI Adoption In Manufacturing And Production Firms Using An Integrated TAM-TOE model. Technological Forecasting and Social Change, 170, 120880. https://doi.org/10.1016/j.techfore.2021.120880.

Coşkun, A., & Yetkin Özbük, R. M. (2020). What Influences Consumer Food Waste Behaviour In Restaurants? An Application Of The Extended Theory Of Planned Behaviour. Waste Management, 117, 170–178. https://doi.org/10.1016/j.wasman.2020.08.011.

Daud, I., Nurjannah, D., Mohyi, A., Ambarwati, T., Cahyono, Y., Haryoko, A. D. E., Handoko, A. L., Putra, R. S., Wijoyo, H., Ari-Yanto, A., & Jihadi, M. (2022). The Effect Of Digital Marketing, Digital Finance And Digital Payment On Finance Performance Of Indonesian SMEs. International Journal of Data and Network Science, 6(1), 37–44. https://doi.org/10.5267/J.IJDNS.2021.10.006.

Deng, F., Huang, H., & Cheng, H. (2022). Consumers’ Trust in Persuasion: Objective Versus Biased Elaboration Likelihood in China’s E-Commerce Advertising. Journalism & Mass Communication Quarterly, 99(4), 1126–1147. https://doi.org/10.1177/10776990211045369.

Djakasaputra, A., Wijaya, O. Y. A., Utama, A. S., Yohana, C., Romadhoni, B., & Fahlevi, M. (2021). An empirical study of Indonesian SMEs Sales Performance In The Digital Era: The Role Of Quality Service And Digital Marketing. International Journal of Data and Network Science, 5(3), 303–310. https://doi.org/10.5267/j.ijdns.2021.6.003.

Du, S. (2024). An Evolutionary Game-Theoretic Analysis Of Cooperation Strategy Between SMEs And Cross-Border E-Commerce Platforms Considering The Cross-Network Effect. Kybernetes, 53(5), 1857–1887. https://doi.org/10.1108/K-09-2022-1316.

Dwivedi, Y. K., Ismagilova, E., Hughes, D. L., Carlson, J., Filieri, R., Jacobson, J., Jain, V., Karjaluoto, H., Kefi, H., Krishen, A. S., Kumar, V., Rahman, M. M., Raman, R., Rauschnabel, P. A., Rowley, J., Salo, J., Tran, G. A., & Wang, Y. (2021). Setting The Future Of Digital And Social Media Marketing Research : Perspectives And Research Propositions. International Journal of Information Management, 59(August 2021), 102168. https://doi.org/10.1016/j.ijinfomgt.2020.102168.

Elia, S., Giuffrida, M., Mariani, M. M., & Bresciani, S. (2021). Resources And Digital Export: An RBV Perspective On The Role Of Digital Technologies And Capabilities In Cross-Border E-Commerce. Journal of Business Research, 132, 158–169. https://doi.org/10.1016/j.jbusres.2021.04.010.

Expósito, A., Sanchis-Llopis, A., & Sanchis-Llopis, J. A. (2023). CEO Gender and SMEs Innovativeness: Evidence For Spanish Businesses. International Entrepreneurship and Management Journal, 19(3), 1017–1054. https://doi.org/10.1007/s11365-021-00758-2.

Fonseka, K., Jaharadak, A. A., & Raman, M. (2022). Impact of E-commerce adoption on business performance of SMEs in Sri Lanka; moderating role of artificial intelligence. International Journal of Social Economics, 49(10), 1518–1531. https://doi.org/10.1108/IJSE-12-2021-0752.

Gao, J., Siddik, A. B., Khawar Abbas, S., Hamayun, M., Masukujjaman, M., & Alam, S. S. (2023). Impact of E-Commerce and Digital Marketing Adoption on MSMEs' Financial and Sustainability Performance during the COVID-19 Pandemic: An Empirical Study. Sustainability, 15(2), 1594. https://doi.org/10.3390/su15021594.

Ghozali, I. (2021). Partial Least Squares: Konsep, Teknik dan Aplikasi Menggunakan Program SmartPLS 3.2.9 Untuk Penelitian Empiris (2nd ed.). Badan Penerbit Undip.

Gu, J. (2023). What drives SMEs to adopt e-commerce? The Joint Role Of Testosterone And Absorptive Capacity. Asia Pacific Journal of Marketing and Logistics, 35(1), 90–107. https://doi.org/10.1108/APJML-07-2021-0487.

Gupta, S., Kushwaha, P. S., Badhera, U., Chatterjee, P., & Gonzalez, E. D. R. S. (2023). Identifying Benefits, Challenges, And Pathways In E-Commerce Industries: An Integrated Two-Phase Decision-Making Model. Sustainable Operations and Computers, 4(June), 200–218. https://doi.org/10.1016/j.susoc.2023.08.005.

Handayani, W., & Sihananto, A. N. (2023). Social Media Marketing Maintains Business Existence. 7th International Seminar of Research Month 2022, 2023, 76–81. https://doi.org/10.11594/nstp.2023.3312.

Handoyo, S. (2024). Purchasing in the digital age: A Meta-Analytical Perspective On Trust, Risk, Security, And e-WOM In E-Commerce. Heliyon, 10(8), e29714. https://doi.org/10.1016/j.heliyon.2024.e29714.

Harini, S., Pranitasari, D., Said, M., & Endri, E. (2023). Determinants of SME performance: Evidence from Indonesia. Problems and Perspectives in Management, 21(1), 471–481. https://doi.org/10.21511/ppm.21(1).2023.40.

Harmawan, B. N., & Ridho, W. F. (2023). Determinants influencing SMEs in E‐commerce Adoption Through Local Government Facilities In Indonesia: Mixed Methods Approach. The Electronic Journal Of Information Systems In Developing Countries. https://doi.org/10.1002/isd2.12301.

Hattingh, M., Matthee, M., Smuts, H., Pappas, I., Yogesh K., D., & Mäntymäki, M. (2020). 19th IFIP WG 6.11 Conference on e-Business, e-Services, and e-Society, I3E 2020. Lecture Notes in Computer Science (Including Subseries Lecture Notes in Artificial Intelligence and Bioinformatics), 12066. https://doi.org/10.1007/978-3-030-44999-5.

Hendrawan, S. A., Chatra, A., Iman, N., Hidayatullah, S., & Suprayitno, D. (2024). Digital Transformation in MSMEs: Challenges and Opportunities in Technology Management. Jurnal Informasi Dan Teknologi, 6(2), 141–149. https://doi.org/10.60083/jidt.v6i2.551.

Hendricks, S., & Mwapwele, S. D. (2023). A Systematic Literature Review On The Factors Influencing E-Commerce Adoption In Developing Countries. Data and Information Management, 100045. https://doi.org/10.1016/j.dim.2023.100045.

Hussain, A., Shahzad, A., & Hassan, R. (2020). Organisational And Environmental Factors With The Mediating Role Of E-Commerce And SME Performance. Journal of Open Innovation: Technology, Market, and Complexity, 6(4), 1–21. https://doi.org/10.3390/joitmc6040196.

Hussein, L. A., Baharudin, A. S., Kiumarsi, S., & Hilmi, M. F. (2020). Factors Influencing the Intention to Continue Using B2B e-Commerce in Manufacturing SMEs. Engineering, Technology & Applied Science Research, 10(2), 5528–5533. https://doi.org/10.48084/etasr.3373.

Ji, C., Chen, Q., & Zhuo, N. (2020). Enhancing Consumer Trust In Short Food Supply Chains. Journal of Agribusiness in Developing and Emerging Economies, 10(1), 103–116. https://doi.org/10.1108/JADEE-12-2018-0180.

Kala’lembang, A. (2020). Adopsi E-Commerce Dalam Mendukung Perkembangan Usaha Mikro Kecil Dan Menengah (UMKM) Di Masa Pandemi Covid-19. Capital: Jurnal Ekonomi Dan Manajemen, 4(1), 54. https://doi.org/10.25273/capital.v4i1.7358.

Karami, M., & Tang, J. (2022). Decision-makers’ logic of control and SME international performance. Journal of Business & Industrial Marketing, 37(5), 1138–1149. https://doi.org/10.1108/JBIM-11-2020-0516.

Kemenkop UKM. (2022, December 27). 20,76 Juta UMKM di Indonesia Masuk Ekosistem Digital pada 2022. Https://Dataindonesia.Id/Bursa-Keuangan/Detail/2076-Juta-Umkm-Di-Indonesia-Masuk-Ekosistem-Digital-Pada-2022. https://dataindonesia.id/bursa-keuangan/detail/2076-juta-umkm-di-indonesia-masuk-ekosistem-digital-pada-2022.

Kemp, S. (2023a, January 26). Digital 2023: Global Overview Report. Report. https://datareportal.com/reports/digital-2023-global-overview-report.

Kemp, S. (2023b, February 9). Digital 2023: Indonesia. Report. https://datareportal.com/reports/digital-2023-indonesia.

Khsroo, I. T. N., Burhanuddin, M., Ali, M. A., & Shihab Ahmed, M. (2024). The Influence of Technological Factors on Adoption E-Commerce in SME: The Role of Trust. Journal of Global Information Technology Management, 27(2), 148–167. https://doi.org/10.1080/1097198X.2024.2327945.

Kurniawati, E., Idris, I., Handayati, P., & Osman, S. (2021). Digital transformation of MSMEs in Indonesia during the pandemic. Entrepreneurship and Sustainability Issues, 9(2), 316–331. https://doi.org/10.9770/jesi.2021.9.2(21).

Lashitew, A. A. (2023). When businesses go digital: The role of CEO attributes in technology adoption and utilisation during the COVID-19 pandemic. Technological Forecasting and Social Change, 189, 122324. https://doi.org/10.1016/j.techfore.2023.122324

Li, X., Guo, H., Jin, S., Ma, W., & Zeng, Y. (2021). Do farmers gain internet dividends from E-commerce adoption? Evidence from China. Food Policy, 101, 102024. https://doi.org/10.1016/j.foodpol.2021.102024

Ma, D., Ma, P., & Hu, J. (2024). The Impact of Blockchain Technology Adoption on an E-Commerce Closed-Loop Supply Chain Considering Consumer Trust. Sustainability (Switzerland), 16(4). https://doi.org/10.3390/su16041535

McIntyre, D. P., Srinivasan, A., & Chintakananda, A. (2021). The persistence of platforms: The role of network, platform, and complementary attributes. Long Range Planning, 54(5), 101987. https://doi.org/10.1016/j.lrp.2020.101987

Mochklas, M., Panggayudi, D. S., Mauliddah, N., Sari, T. A. M., & Maretasari, R. (2023). Motivasi Kerja Memediasi Pengaruh Pelatihan Terhadap Produktivitas Umkm Masyarakat Pesisir Surabaya. EKUITAS (Jurnal Ekonomi Dan Keuangan), 7(3), 305–327. https://doi.org/10.24034/j25485024.y2023.v7.i3.5475

Mohammadi, S., & Dickson, G. (2021). Online Shopping for Sporting Goods: The Role of Flow, E-Satisfaction, and E-Loyalty. Global Business Review, https://doi.org/10.1177/09721509211019516

Nasution, M. D. T. P., Rafiki, A., Lubis, A., & Rossanty, Y. (2021). Entrepreneurial orientation, knowledge management, dynamic capabilities towards e-commerce adoption of SMEs in Indonesia. Journal of Science and Technology Policy Management, 12(2), 256–282. https://doi.org/10.1108/JSTPM-03-2020-0060

Nazir, M. A., & Roomi, M. A. (2021). Barriers to Adopting Electronic Commerce for Small and Medium-sized Enterprises in Emerging Economies. EMAJ: Emerging Markets Journal, 10(2), 43–55. https://doi.org/10.5195/emaj.2020.203

Noerchoidah, Mochklas, M., Indriyani, R., & Arianto, B. (2022). The Mediating Effect of Knowledge Sharing on Interpersonal Trust and Job Satisfaction of Creative Industry in East Java. Matrik : Jurnal Manajemen, Strategi Bisnis Dan Kewirausahaan, 16(1), 75–86. https://doi.org/10.24843/MATRIK:JMBK.2022.v16.i01.p07.

Nurcahyo, R., & Putra, P. A. (2021). Critical Factors in Indonesia’s E-Commerce Collaboration. Journal of Theoretical and Applied Electronic Commerce Research, 16(6), 2458–2469. https://doi.org/10.3390/jtaer16060135.

Patma, T. S., Wardana, L. W., Wibowo, A., Narmaditya, B. S., & Akbarina, F. (2021). The impact of social media marketing for Indonesian SMEs sustainability: Lesson from Covid-19 pandemic. Cogent Business and Management, 8(1). https://doi.org/10.1080/23311975.2021.1953679.

Ramli, Y., & Maysari, D. P. (2020). The Influence of Customer Attitude towards Customer Purchase Decision by Implementing Green Marketing. International Journal of Emerging Trends in Social Sciences, 8(2), 42-50. https://doi.org/10.20448/2001.82.42.50.

Rasaputhra, S., Peiris, V., Magallagoda, R., Panditasekara, C., Wisenthige, K., & Jayasuriya, N. (2024). Do technological, environmental and entrepreneurial factors affect the adoption of social commerce? Journal of Small Business and Enterprise Development. https://doi.org/10.1108/JSBED-09-2023-0420.

Religia, Y., Surachman, S., Rohman, F., & Indrawati, N. (2021, January 25). E-Commerce Adoption in SMEs: A Literature Review. https://doi.org/10.4108/eai.17-7-2020.2302969.

Sánchez-Torres, J. A., Rojas Berrío, S. P., & Ortiz Rendón, P. A. (2021). Adoption of E-commerce in SMEs: the Colombian Case. Journal of Telecommunications and the Digital Economy, 9(3), 110–135. https://doi.org/10.18080/jtde.v9n3.403.

Santoso, D. R., Handayani, P. W., & Azzahro, F. (2022). The Resistance to Adopting Online Marketplace: The Influence of Perceived Risk and Behavioral Control of Small and Medium Enterprises in Indonesia. CommIT (Communication and Information Technology) Journal, 16(1), 53–68. https://doi.org/10.21512/commit.v16i1.7858.

Santoso, R. (2020). Review of Digital Marketing & Business Sustainability Of E-Commerce During Pandemic Covid-19 in Indonesia. Jurnal Ilmu Ekonomi Terapan), 5(2), 95–106. https://doi.org/10.21512/commit.v16i1.7858.

Saoula, O., Shamim, A., Mohd Suki, N., Ahmad, M. J., Abid, M. F., Patwary, A. K., & Abbasi, A. Z. (2023). Building E-Trust And E-Retention In Online Shopping: The Role Of Website Design, Reliability And Perceived Ease Of Use. Spanish Journal of Marketing - ESIC, 27(2), 178–201. https://doi.org/10.1108/SJME-07-2022-0159.

Scupola, A. (2009). SMEs’ E‐Commerce Adoption: Perspectives From Denmark And Australia. Journal of Enterprise Information Management, 22(1/2), 152–166. https://doi.org/10.1108/17410390910932803.

Shahadat, M. M. H., Nekmahmud, Md., Ebrahimi, P., & Fekete-Farkas, M. (2023). Digital Technology Adoption in SMEs: What Technological, Environmental and Organizational Factors Influence in Emerging Countries? Global Business Review, 097215092211371. https://doi.org/10.1177/09721509221137199.

Sinaga, L. R., & Larasati, A. (2024). The Role of Mass Media in The Emergence of Deviant Behavior in Society. Jurnal Indonesia Sosial Sains, 5(4), 799–804. https://doi.org/10.59141/jiss.v5i04.1079.

Statista. (2022, November 16). Retail e-commerce sales value in Indonesia 2017-2026. https://www.statista.com/statistics/1341527/indonesia-retail-e-commerce-sales/.

Sugiyono. (2020). Metode Penelitian Kuantitatif, Kualitatif Dan Kombinasi (Mix Methods)) (Sutopo, Ed.; 2nd ed.). Alfabeta.

Susanty, A., Handoko, A., & Puspitasari, N. B. (2020). Push-Pull-Mooring Framework For E-Commerce Adoption In Small And Medium Enterprises. Journal of Enterprise Information Management, 33(2), 381–406. https://doi.org/10.1108/JEIM-08-2019-0227.

Tandon, U., Mittal, A., & Manohar, S. (2021). Examining The Impact Of Intangible Product Features And E-Commerce Institutional Mechanics On Consumer Trust And Repurchase Intention. Electronic Markets, 31(4), 945–964. https://doi.org/10.1007/s12525-020-00436-1.

Tiktok. (2023). MSME Empowerment Report 2022. www.tiktok.com.

UNCTAD. (2021). Global E-Commerce Jumps to $26.7 Trillion, Covid-19 Boosts Online Retail Sales. https://unctad.org/press-material/global-e-commerce-jumps-267-trillion-covid-19-boosts-online-retail-sales.

Venkatesh, V., Speier-Pero, C., & Schuetz, S. (2022). Why Do People Shop Online? A Comprehensive Framework Of Consumers' Online Shopping Intentions And Behaviours. Information Technology and People, 35(5), 1590–1620. https://doi.org/10.1108/ITP-12-2020-0867.

Vo, T. H. G., Luong, D. B., Cho, J., & Le, K. H. (2023). How To Influence Consumer Behavior: A Perspective from E-Commerce in Vietnam Context. International Journal of Electronic Commerce Studies, 14(4), 1–14. https://doi.org/10.7903/ijecs.2292.

Wang, C. (2022). A Dynamic CGE Model for Consumer Trust Mechanism within an E-Commerce Market. Mobile Information Systems, 2022. https://doi.org/10.1155/2022/5220654.

Wu, Y., & Huang, H. (2023). Influence of Perceived Value on Consumers’ Continuous Purchase Intention in Live-Streaming E-Commerce—Mediated by Consumer Trust. Sustainability (Switzerland), 15(5). https://doi.org/10.3390/su15054432.

Yadav, H., Soni, U., Gupta, S., & Kumar, G. (2022). Evaluation of barriers in adopting E-commerce technology in SMEs: A fuzzy DEMATEL approach. Journal of Electronic Commerce in Organizations, 20(1). https://doi.org/10.4018/JECO.292472.

Yani, A., Suparwata, D. O., & Hamka. (2023). Product and Service Innovation Strategies to Expand MSME Markets. Journal of Contemporary Administration and Management, 1(3), 163–169. https://doi.org/10.61100/adman.v1i3.67.

Yong, T. X., Miskon, S., & Abdullah, N. S. (2021). Barriers in Implementing E-commerce System: A Case Study of Computer Retail Outlet. 2021 7th International Conference on Research and Innovation in Information Systems (ICRIIS), 1–5. https://doi.org/10.1109/ICRIIS53035.2021.9617073.

Zawaideh, F. H., Abu-ulbeh, W., Majdalawi, Y. I., Zakaria, M. D., Jusoh, J. A., & Das, S. (2023). E-Commerce Supply Chains with Considerations of Cyber-Security. 2023 International Conference on Computer Science and Emerging Technologies (CSET), 1–8. https://doi.org/10.1109/CSET58993.2023.10346738.

Downloads

PlumX Metrics

Published

2025-02-19

How to Cite

Mochamad Mochklas, Dwi Songgo Panggayudi, & Anggita Nurhayati. (2025). Barriers to E-Commerce Adoption for MSMEs in LAZISMU East Java. Jurnal Manajemen, 29(1), 202–226. https://doi.org/10.24912/jm.v29i1.2484