Analisa Kinerja Keuangan Bank Muamalat Syariah  Di Indonesia

Ryan Rahmah Maulayati; Najiatun; Muhammad Sanusi; Sri Herianingrum

doi:10.24912/je.v25i1.625

Authors

Ryan Rahmah Maulayati Magister Sains Ekonomi Islam, Universitas Airlangga
Najiatun Magister Sains Ekonomi Islam, Universitas Airlangga
Muhammad Sanusi Magister Sains Ekonomi Islam, Universitas Airlangga
Sri Herianingrum Departemen Ekonomi Syariah Universitas Airlangga

DOI:

https://doi.org/10.24912/je.v25i1.625

Keywords: Financial Performance, ROA, NPF, FDR, dan BOPO.

Abstract

The purpose of this study is to analyse the performance of a banking financial institution which is Muamalat Bank in Indonesia (BMI). Financial performance describes the condition and health of the bank. The sampling technique used in this study is saturated samples, which means all populations from 2012 to 2018 period at Muamalat Bank. The method used is multiple regression. The findings of this study are performance analysis at BMI using Non Performing Finance (NPF), Finance to Deposit Ratio (FDR), Operational Income Operating Expenses (BOPO) variables which have significant effect on Return on Assets (ROA). However NPFÂ and BOPO variables are negatively related.

Author Biographies

Ryan Rahmah Maulayati, Magister Sains Ekonomi Islam, Universitas Airlangga

ryan.rahmah.maulayati-2018@pasca.unair.ac.id

Najiatun, Magister Sains Ekonomi Islam, Universitas Airlangga

najiatun@gmail.com

Muhammad Sanusi, Magister Sains Ekonomi Islam, Universitas Airlangga

muhammadsanusi@gmail.com

Sri Herianingrum, Departemen Ekonomi Syariah Universitas Airlangga

sriherianingrum@gmail.com

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